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US Loan Modification

US Loan Modification

We offer loss mitigation services to homeowners facing foreclosure. Based in New Jersey offers loan modification services throughout the country. We welcome people considering a mortgage modification to take advantage of the free face-to-face consultations offered by ACS and Loan Modification Experts. We especially urge homeowners to learn more about the 1000’s of homeowners we’ve previously helped and our money back guarantee. For those too far away to take advantage of face-to-face consultations, we also offer meetings via telephone or Skype. DON’T LOSE HOPE !

Mortgage modification is a process where the terms of a mortgage are modified outside the original terms of the contract agreed to by the lender and borrower (i.e. mortgagee and mortgagor). In general, any loan can be modified.

In the normal progression of a mortgage, payments of interest and principal are made until the mortgage is paid in full (or paid off). Typically, until the mortgage is paid, the lender holds a lien on the property and if the borrower sells the property before the mortgage is paid-off, the unpaid balance of the mortgage is remitted to the lender to release the lien. Generally speaking, any change to the mortgage terms is a modification, but as the term is used it refers to a change in terms based upon either the specific inability of the borrower to remain current on payments as stated in the mortgage,[1] or more generally government mandate to lenders. A loan modification will typically result in the change to the loan’s monthly payment, interest rate, term or outstanding principal.

Areas of Expertise

Debt Solutions

  • Debt Management Companies
  • Debt Advice
  • How to Get out of debt


  • Bankruptcy Rules and Information
  • Bankruptcy Lawyers


  • Obama Loan Modification Program (HAMP)
  • Mortgage Foreclosure
  • Mortgage Foreclosure

Loan Consolidation

  • Consolidation Loans
  • Credit Consolidation
  • Loan For bad Credit
  • Consolidate Student Loans

Automobile Debt

  • Guaranteed Car Finance
  • Auto Refinance
  • Car Repossession

Our team of experienced, hardworking professionals would love to help you in your financing needs. No one works harder to meet your financing needs! Call Now For Immediate Assistance & Free Consultations